Introducing Capstack Pro: Peer Analytics and Participation Tools for Community Banks

We're excited to launch Capstack Pro — enhanced analytics and servicing tools that streamline board prep, automate participation workflows, and give you enterprise-level capabilities at community bank pricing.

Available monthly or annually for Analytics, Servicing, or both. Early adopters get launch pricing and the opportunity to help shape these tools based on what community banks actually need.

‍

When Board Questions Come Up, Be Ready

‍

You're in a board meeting and someone asks, "How do we compare to our peers on portfolio concentration?" Or an examiner flags concentration exposure during your next exam. Or the board wants to understand if your efficiency ratios are competitive before quarterly reporting. And you're left scrambling through Excel sheets and waiting on analysts to build a coherent picture.

Getting peer context for strategic decisions shouldn't require hours of manual work. Capstack Analytics gives you instant peer benchmarking that eliminates the analyst bottlenecks — early adopters tell us it delivers efficiency they haven't seen anywhere else while becoming instrumental in guiding fact-based board discussions.

With Capstack Analytics, you can:

‍

• Get instant peer benchmarking using FDIC data — pull up comparisons mid-meeting
• Generate CAMELS-style reporting and concentration monitoring in seconds
• Research other banks' performance and lending specializations
• Create board-ready reports without waiting on analysts
• Defend concentration levels to examiners with relevant local peer data

‍

‍

When Participation Coordination Gets Messy

‍

A participant asks for a remittance update. Another bank needs payment status for their month-end reporting. A third party wants to review the participation agreement details. And you're hunting through email chains, spreadsheets, and filing cabinets to coordinate what should be a simple workflow.

Most teams managing participations are already stretched thin — and participation management is one of the most time-consuming, error-prone processes in banking. Every missed email, delayed payment update, or lost document creates compliance risk and caps your ability to grow participation volume.

‍

With Capstack Loan Servicing, you can:

• Automate remittance tracking and payment calculations — no more spreadsheet errors
• Give all participants shared access to real-time payment status and updates
• Maintain structured communication and audit trails for compliance
• Upload existing participations with minimal setup, no re-papering required
• Scale participation management without adding headcount

‍

‍

Everything You Need for Loan Operations

‍

You don't need separate tools for peer benchmarking, participation management, and loan sales. Capstack brings them together in one platform — analyze peers, service deals, and access marketplace opportunities without switching systems. The marketplace remains completely free, while Pro adds the operational tools that help you work faster.

When you're ready to act on insights, everything connects. No rework. No handoff. Just execution.

‍

Works with what you've got. Fills in what you don't.

‍

Capstack Pro works with your current systems — no long setup, no IT lift. Your team gets the tools they've been waiting for. The Capstack loan marketplace is still completely free to browse listings and buy or sell loans — Pro simply adds the peer insights and multi-bank workflows that enhance what you already have at no cost.

Want a closer look? Email subscriptions@capstack.ai or book a demo below.

‍